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Effectively Managing Absences and Improving Worker Productivity
Prudential's Disability Insurance and Absence Management Services offer employers effective solutions for managing disabilities and absences. We help employers maintain workplace productivity, reduce administrative expenses, and avoid penalties—while providing compassionate support to employees when they need it.
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Featured Literature 
| Controlling the Uncontrollable: How Return to Work Programs Reduce Costs and Boost Productivity |
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How Return-to-Work Programs Reduce Costs and Boost Productivity
This white paper provides benefit decision makers with an overview of RTW programs. It defines common terminology, discusses the potential cost and productivity savings that can be achieved and explores the benefits for both employers and employees.
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| Short Term Disability (STD) Insurance and Services |
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Enhance your benefits package, all while controlling costs.
Every employer has different challenges, so Prudential offers you the flexibility to customize your STD insurance plan to meet your specific needs. You can choose from a range of optional features and various funding options to help you manage risk and control costs.
(426 KB) |
| Long Term Disability (LTD) Insurance and Services |
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Improve workforce morale and attract prospective employees.
A key advantage of Prudential's LTD Insurance product is its flexibility. We have a robust offering of insured plans that can be customized to fit within your business objectives and budget.
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| Integrated Short & Long Term Disability (STD/LTD) Insurance |
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Help protect the financial futures of employees and their loved ones.
Prudential's STD/LTD Insurance program combines our short- and long-term plans into one convenient, seamless service that manages the entire disability event. This result of this integrated approach is easier administration for you and your HR staff, and no disruption of benefits to your employees.
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| Absence Management Services |
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Remove the challenges of employee absences.
Prudential's portfolio of Absence Management Services and Disability products gives you a single, seamless solution to help you manage various types of absences. All you need to provide is an eligibility file and a current copy of your absence policy, and our proprietary system and absence professionals will help you effectively manage staffing and maintain productivity while reducing your exposure to possible penalties and litigation.
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| Return to Work Services |
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How Prudential helped an employee return to work.
Facing a job-related injury can be a challenge for both employers and employees. With a responsive and supportive program in place from the beginning, a positive resolution can be achieved. The attached case illustrates how Prudential turned a potentially career-ending long-term disability into a return-to-work solution.
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| Return to Life® Services |
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How Prudential helped an employee return to life.
A severe medical event presents a challenge for employers and employees alike. With a responsive and supportive program in place from the beginning, a positive resolution can be achieved. Return to Life® services from Prudential add a human touch to claims management—and increase the employee's chances of resuming a full life and returning to work. The attached case illustrates how Prudential helped one man return to life after suffering a stroke.
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| Waiting for a New Heart |
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Prudential found the right solution for a unique situation.
When a claimant was waiting for a life-saving heart transplant, he needed to stay close to the hospital, where the surgery would be performed. Even though his Short Term Disability (STD) plan did not provide temporary housing benefits, Prudential's Return to Life® team helped him connect with two programs designed for just this circumstance. When the claimant got the call that a heart was available, he was just minutes from the hospital. After successful surgery, he returned to work within the STD period.
(415 KB) |
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NY Disclosure:
This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department.
NC Disclosure:
North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.
Group Disability Insurance coverages are issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions which may apply.
California COA #1179 NAIC Code #68241
02389450238945-00001-00
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