Our complete line of Disability Insurance products and Absence Management services offers employers effective solutions for managing employee disabilities and absences. Prudential helps employers maintain workplace productivity, reduce administrative expenses, and avoid penalties while providing compassionate support to employees when they need it.
Disability Insurance
Short- and long-term disability plans are available to fit the needs of most employers. These plans give workers valuable income protection incase of a qualifying disability and help employers attract and retain skilled and experienced employees who can help their businesses grow.
 Disability Insurance Summary: An Important Employee Benefit
Create a win-win situation for everyone.
Disability Insurance from Prudential provides income protection benefits for insured employees who become sick or injured and unable to work.
Short Term Disability Claim Management
Disabilities are challenging for you and your employees.
Our streamlined approach has multiple reporting options that are available 24 x 7, to help employees receive their benefits as quickly as possible. Our professionals can help save you countless hours of administrative work as they reassure your employees.
Disability Claim Management Solutions
Bringing a human touch to claim management.
Prudential uses a social model for claim management, in place of the more common medical model. To enhance our approach, we created our own Capacity Validation Model (CVM), which evaluates each employee's ability against defined milestones to help guide each claim.
 Short Term Disability Insurance Product Information
Raise the bar on plan choice and flexibility.
Short Term Disability (STD) Insurance from Prudential is designed to give you more plan choices.
 Long Term Disability Insurance Product Information
Expect peak protection and get a lot more.
Long Term Disability (LTD) Insurance from Prudential provides peak support for employers and employees.
 Integrated STD and LTD Insurance Product Information
Keep on track with return-to-work strategies.
Integrated Short and Long Term Disability (STD/LTD) Insurance from Prudential combines the features and benefits of our short- and long-term plans into one convenient, seamless service.
 Peak Performance: A Success Story
Return to work from a disabling illness.
The impact of a disabling illness or injury can be a financial and emotional challenge for employers and employees. A supportive disability management program from Prudential may reduce employee lost time and help restore a more favorable claims exposure rate for the employer.
Absence Management
When employees call in for any absence event—a disability, military leave, a death in the family, or any other absence—they will be helped by people who understand their situation from a human perspective. Employers will receive the efficient service, resources, and stability they need.
Pru1SolutionSM Absence Management Summary
Take the work out of employees missing work.
Prudential Absence Management helps ease administrative burdens, satisfy employees, minimize the risk of penalties or litigation, control expenses, and improve staffing decisions.
Pru1SolutionSM: The Full Story
Personalized support—every step of the way.
We understand the impact employee absences can have on your business. Our proprietary model includes industry best practices, cutting-edge technology, and experienced and compassionate professionals at every point of contact. Prudential's Absence Management Services are customized to best suit the needs of each client.
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