Variable Appreciable Life® Prospectus

Insurance / Life Insurance / Variable Appreciable Life® Prospectus

As of May 1, 1992, Pruco Life and Pruco Life of New Jersey no longer offered these Contracts for sale.

For your convenience, the complete Variable Appreciable Life product prospectus and available fund prospectuses, along with any applicable supplements, including a VAL Owner's Guide , are available online for both viewing and downloading. Sign up today for e-delivery of your variable life prospectus.

Daily Unit Values

Monthly Performance Review

Prospectus

The documents are in Adobe Acrobat format and require the Adobe Acrobat Reader 5.0 (or later) plug-in for viewing. Obtain the plug-in and instructions for installation free of charge.

• Pruco Life Variable Contract Real Property Account 10-K Filing
• Pruco Life Variable Contract Real Property Account Prospectus
• Pruco Life Variable Appreciable Life Insurance - (All states except NJ & NY)
• Pruco Life of New Jersey Variable Contract Real Property Account 10-K Filing
• Pruco Life of New Jersey Variable Contract Real Property Account Prospectus
• Pruco Life of New Jersey Variable Appreciable Life Insurance - (NJ & NY only))

This Prospectus sets forth concise information an investor should know about this variable life insurance contract. Investors are encouraged to read and retain this Prospectus for future reference.

The Securities and Exchange Commission (SEC) maintains a Web site that contains complete registration statement, material incorporated by reference, and other information regarding registrants that file with the Commission.