Prudential Financial

Prudential Variable Appreciable Life Prospectus

As of November 12, 2001, Prudential no longer offered these Contracts for sale.

For your convenience, the complete Variable Appreciable Life Insurance product prospectus and available fund prospectuses, along with any applicable and relevant supplements are available online for both viewing and downloading. Sign up today for e-delivery of your variable life prospectus.

VAL 60 Daily Unit Values    VAL 60 Monthly Performance Review
VAL 90 Daily Unit Values    VAL 90 Monthly Performance Review

Prospectus
The documents are in Adobe Acrobat format and require the Adobe Acrobat Reader 5.0 (or later) plug-in for viewing. Obtain the plug-in and instructions for installation free of charge. This Prospectus sets forth concise information an investor should know about this variable life insurance contract. Investors are encouraged to read and retain this Prospectus for future reference.

The Securities and Exchange Commission (SEC) maintains a Web site that contains complete registration statement, material incorporated by reference, and other information regarding registrants that file with the Commission.