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Financial Strategies Overview

If you're like most people, your daily life is focused on your immediate needs and those of your family. You may think about the future, but day-to-day concerns like work, household errands, or shuttling the kids to their many activities take up most of your attention.

When you take the time to plan for the long term, however, you help prepare for the time when your life circumstances change. Children go off to college. You start imagining retirement—taking up new hobbies or having the freedom to travel. A financial strategy can help you prepare—for both the events you can anticipate and those you can't.

Financial Strategies

Financial Planning
Financial planning provides a comprehensive overview of your current situation and a path to help you reach your goals.

>	Which is best for you: Needs analysis or financial planning?

>	Prudential Financial Solutions Financial Solutions helps you take control of your financial life and focus on the goals that matter to you most.

Retirement Planning
To help you with your retirement planning, we've assembled calculators, research on retirement, learning tools, and more.

Women & Finance
We've collected some important information and tools to help you on your journey to financial self-confidence—whether you're in the early years of your career or living in retirement.

Estate Preservation
You can help reduce the effects of estate taxes while helping to ensure your assets are transferred to your loved ones.

Education Funding
You can develop a well-defined strategy to help meet the education funding needs of your children.

Small-Business Ownership
Business owners will want to address three keys planning issues: retirement, executive compensation, and business continuation.

Take Action

>	Find an Agent or a Financial Planner

>	Request an Appointment

Tools & Calculators

>	Life Insurance Quotes

>	Life Insurance Needs Estimator

>	Estate Preservation Calculator

Learning Guides

IRAs

Annuities

>	Life Insurance

IFS-A129448 Ed. 02/2007

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Our licensed financial professionals can help you implement your plans and strategies with appropriate insurance and financial products. Insurance and annuities are issued by the Prudential Insurance Company of America, Newark, NJ, and its affiliates. Each is a Prudential Financial company that is solely responsible for its own financial condition and contractual obligations. Our policies and contracts contain exclusions, limitations, reduction and terms for keeping them in force. A licensed financial professional can provide you with cost and complete details.

Investment advisory services offered through Prudential Financial Planning services, a division of Pruco Securities, LLC. Securities offered through Pruco Securities, LLC, a Prudential Financial company and member SIPC.

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Securities products and services are offered through: Pruco Securities, LLC, and Prudential Investment Management Services, LLC, both members SIPC and located in Newark, NJ, or Prudential Annuities Distributors, Inc., located in Shelton, CT. All are Prudential Financial companies. PRU, Prudential, Prudential Financial, the Rock logo and the Rock Prudential logo are registered service marks of The Prudential Insurance Company of America and its affiliates. Site for U.S. persons only.

Prudential Financial, its affiliates, and their licensed financial professionals do not render tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstances.

Securities and Insurance Products:

Not Insured by FDIC or any Federal Government Agency

May Lose Value

Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate