You need to prepare for the likelihood of a lengthy retirement. A long retirement combined with the high cost of living, means traditional sources like Social Security and pensions may not be sufficient to fund your retirement. Is there an investment vehicle that can help supplement your retirement? A variable annuity may be the answer.

Variable Annuity Benefits:
  • Professionally managed investment options
  • Optional living benefits (available at an additional cost), to help protect your retirement income
  • A guaranteed death benefit to help protect your beneficiaries
  • An opportunity for your investment to grow on a tax-deferred basis
Prudential Premier® Retirement Variable Annuities

B Series 
For investors with longer-term retirement goals, who prefer a lower-cost, more traditional variable annuity.

C Series 
For investors with unpredictable withdrawal requirements who are seeking complete liquidity and accessibility.

L Series
For investors who are approaching retirement, or who anticipate changing goals and objectives.

Prudential Defined Income
For investors looking for income certainty, whether now or in the future.

Prudential Premier® Investment Variable Annuities

B Series 
For investors seeking tax advantages and cutting edge investments in a lower-cost traditional variable annuity.

C Series 
For investors seeking tax advantages and cutting edge investments in a variable annuity with complete liquidity.
 


Not all products may be available in all states or firms. For more information please contact your Financial Professional.

Prudential Premier Retirement B Series is issued on form P-B/IND(2/10) et al or a state variation thereof.
Prudential Premier Retirement B Series - NY is issued on form P-B/IND(2/10)NY et al or a state variation thereof.
Prudential Premier Retirement C Series is issued on form P-CR/IND(2/10) et al or a state variation thereof.
Prudential Premier Retirement C Series - NY is issued on form P-CR/IND(2/10)NY et al or a state variation thereof.
Prudential Premier Retirement L Series is issued on form P-L/IND(2/10) et al or a state variation thereof.
Prudential Premier Retirement L Series - NY is issued on form P-L/IND(2/10)NY et al or a state variation thereof.
Prudential Defined Income Variable Annuity is issued on form P-BBND(2/13), riders P-RID-LI-DB(5/14), et al or a state variation thereof.
Prudential Defined Income Variable Annuity - NY is issued on form P-BBND(2/13)-NY et al or a state variation thereof.
Prudential Premier Investment B Series is issued on form P-OB/IND(5/14) et al or a state variation thereof.
Prudential Premier Investment B Series - NY is issued on form P-OB/IND(5/14)NY et al or a state variation thereof.
Prudential Premier Investment C Series is issued on form P-OC/IND(5/14) et al or a state variation thereof.
Prudential Premier Investment C Series - NY is issued on form P-OC/IND(5/14))NY et al or a state variation thereof.

All references to income certainty and guarantees are backed by the claims-paying ability of the issuing company and do not apply to the underlying investment options.

A variable annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will fluctuate so that an investor's units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges. Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59½, may be subject to an additional 10% federal income tax penalty, sometimes referred to as an additional income tax. Withdrawals, other than from IRAs or employer retirement plans, are deemed to be gains out first for tax purposes. Withdrawals reduce the account value and the living and/or death benefits.

Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed financial professional can provide you with complete details.

Prudential Annuities and its distributors and representatives do not provide tax, accounting, or legal advice. Please consult your own attorney or accountant.

If you purchase the Prudential Premier® Investment Variable Annuity within a tax-advantaged retirement plan, such as an IRA, SEP-IRA, Roth IRA, 401(a) plan, or non-ERISA 403(b) plan, you will get no additional tax advantage through the Annuity itself. Because there is no additional tax advantage when a variable annuity is purchased through one of these plans, the reasons for purchasing the Annuity inside a qualified plan are limited to the ability to elect the Return of Purchase Payments Death Benefit, the opportunity to annuitize the contract, and the various investment options, which might make the Annuity an appropriate investment for you. You should consult your tax and financial advisors regarding such features and benefits prior to purchasing this Annuity for use with a tax-qualified plan.

Investors should consider the contract and the underlying portfolios' investment objectives, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing.

Annuities are issued by Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), Newark, NJ (main office) and distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc.

0167089-00012-00 Ed. 08/2015