Variable Annuities

You need to prepare for the likelihood of a lengthy retirement. A long retirement combined with the high cost of living, means traditional sources like Social Security and pensions may not be sufficient to fund your retirement. Is there an investment vehicle that can help supplement your retirement? A variable annuity may be the answer.

Variable Annuity Benefits:
  • Professionally managed investment options
  • Optional living benefits (available at an additional cost), to help protect your retirement income
  • A guaranteed death benefit to help protect your beneficiaries
  • An opportunity for your investment to grow on a tax-deferred basis

Prudential Premier® Retirement Variable Annuities

B Series 
For investors with longer-term retirement goals, who prefer a lower-cost, more traditional variable annuity.

C Series 
For investors with unpredictable withdrawal requirements who are seeking complete liquidity and accessibility.

L Series
For investors who are approaching retirement, or who anticipate changing goals and objectives.

Prudential Defined Income
For investors looking for income certainty, whether now or in the future.

Not all products may be available in all states or firms. For more information please contact your Financial Professional.

Prudential Premier Retirement B Series is issued on form P-B/IND(2/10) et al or a state variation thereof.
Prudential Premier Retirement B Series - NY is issued on form P-B/IND(2/10)NY et al or a state variation thereof.
Prudential Premier Retirement C Series is issued on form P-CR/IND(2/10) et al or a state variation thereof.
Prudential Premier Retirement C Series - NY is issued on form P-CR/IND(2/10)NY et al or a state variation thereof.
Prudential Premier Retirement L Series is issued on form P-L/IND(2/10) et al or a state variation thereof.
Prudential Premier Retirement L Series - NY is issued on form P-L/IND(2/10)NY et al or a state variation thereof.
Prudential Defined Income Variable Annuity is issued on form P-BBND(2/13) et al or a state variation thereof.
Prudential Defined Income Variable Annuity - NY is issued on form P-BBND(2/13)-NY et al or a state variation thereof.

A variable annuity is a long-term investment designed for retirement purposes. Investment returns will fluctuate and the principal value, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges. Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59 ½, may be subject to an additional 10% federal income tax penalty. Withdrawals, for tax purposes, are deemed to be gains out first. Withdrawals can reduce the account value and the living and death benefits.

Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed financial professional can provide you with complete details.

Investors should consider the contract and the underlying portfolios' investment objectives, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing.

Annuities are issued by Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), Newark, NJ (main office) and distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc.

Prudential, Prudential Financial, Prudential Annuities, the Rock logo, and the Rock Prudential logo are registered service marks of The Prudential Insurance Company of America and its affiliates.

0167089-00009-00 Ed. 03/2013