Why choose an immediate-income annuity?

An immediate-income annuity has little or no accumulation phase. You purchase it with one payment and may begin receiving income payments right away. It could help secure your financial future by locking in a guaranteed income stream.

Prudential Income Annuity

Prudential Income Annuity Client Brochure

• Guaranteed level of income you cannot outlive if you choose a life annuity (This contract does not have a cash or loan value)
• The security of guaranteed fixed payments and the simplicity of a premium you pay just once
• The choice to receive your first income payment almost immediately after you purchase the contract, or you can defer it up to 20 years beyond the purchase date (in most states)
• Flexibility to tailor your annuity to fit your needs
• When you begin receiving annuity payments, they will be treated as part taxable income and part of your return investment.

Minimum Investment Amount

You make one payment - the minimum is $3,500 - and receive future payments that can be set to last a lifetime.

Protection For Your Beneficiaries

If you die after payments begin and within the Designated Period or Installment Refund Period, payments will continue to your beneficiary.