Prudential Financial Planning Services (PFPS), a division of Pruco Securities, LLC, offers two fee-based investment advisory programs, via the Pruco COMMAND brokerage platform, that can aid you in reaching your investment goals.

Investing in an investment advisory program goes beyond the selection of individual investments.

The programs take into consideration a broad range of investing concerns, such as your long-term goals, risk tolerance, and investment strategy.  With an investment advisory program, you create an investment program based on your particular situation and financial goals.

When investing in an investment advisory program, you pay an annualized program fee, which is assessed quarterly, instead of typical transaction fees for buying and selling investments. The program fee is based upon your assets under management and covers investment counseling, portfolio activity, and other ongoing expenses

Working With Your Financial Professional, You Will Consider: Your Investment Goals And Priorities, The Amount of Money you Plan To Invest, Your Time Horizon, The Trader Off Between Risk And Return, Your Income And Liquidity Needs, Tax Implications*


PruChoiceSM—Mutual Fund Investment Program

PruChoiceSM is a non-discretionary mutual fund investment advisory program that offers you a personalized asset allocation model based upon your particular financial goals, personal preferences, and attitude toward risk tolerance. PruChoiceSM combines the power of SIRG's research with the advantage of guidance from your Prudential financial professional to make mutual fund investing easier by proposing mutual fund investments that more effectively target your investment style.

A team of experienced investment management analysts from SIRG screens the mutual fund universe to assist in the fund selection process.

The Program offers hundreds of funds from more than 100 well-known proprietary and non-proprietary fund companies, including no-load and load-waived classes of mutual funds and institutional share classes.

Additional Information
For more information about MACS and PruChoice, please see the program brochure for each product.

Diversification does not assure a profit or protect against loss in declining market.

Investing involves risks. The investment return and principal value will fluctuate and shares when sold may be worth more or less than the original cost. Past performance is not a guarantee of future results. Since no one manager/investment program is suitable for all types of investors, this material is provided for informational purposes only. We need to review your investment objectives, risk tolerance, and liquidity needs before introducing suitable manager/investment programs. There is no assurance the portfolios will achieve their objectives.

Mutual fund investing involves risk. Some mutual funds have more risk than others. The investment return and principal value will fluctuate and shares, when sold may be worth more or less than the original cost. There is no assurance a Fund's objectives will be achieved. The risks associated with each fund are explained more fully in each fund's respective prospectus.

Consider a fund's investment objectives, risks, charges, and expenses carefully before investing. The prospectus and if available the summary prospectus, contains this and other information about the fund. Contact your Prudential financial professional for a prospectus and read it carefully before investing.

It is possible to lose money by investing in securities.

* Neither Prudential nor its financial professionals offer legal, tax, or accounting advice. Please consult with your own tax and legal advisors regarding your particular situation.

Strategic Investment Research Group ("SIRG"), is a unit of Prudential Investments, LLC and a research unit of Prudential Financial.

Securities products and services are offered through: Pruco Securities, LLC, and Prudential Investment Management Services, LLC, both members SIPC and located in Newark, NJ. Investment advisory services are offered through Prudential Financial Planning Services, a division of Pruco Securities, LLC. All are Prudential Financial companies. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Site for U.S. persons only.