Customer Support Home

Insurance

Investments

Retirement

Planning Guides

Benefits & Services

Institutional Investments
& Products

Retirement

Commercial Property

Research & Perspectives

Through our consultative approach and wealth of experience in the association market, we at Prudential Group Insurance understand your needs. We know how to efficiently implement and administer your plans so members can get the protection they need. Our products and services are backed by the financial strength of The Prudential Insurance Company of America (Prudential).


How We Can Serve You  Client Satisfaction*
  

Implementation Service-Whether you want to switch to us from your present insurance carrier or set up a new benefits program, we will ensure your plan is implemented accurately and on time, regardless of the size of your association and where your members live.

Account Management-You will work with a team of experienced insurance professionals led by an account executive, who will serve your needs and those of your members.

Enrollment Support-We offer your members both enrollment preferences-paper and online with electronic signature capability-to maximize participation.

Dedicated Marketing-We help you market your benefits to your members.
Read More 		 

Our High Standards

Life Claims: 97% handled within five business days.

Short-Term Disability Claims: 90% of decisions made within five business days.


Available Solutions
  • Term Life-Members can get valuable protection for their families through the term life plan.
    Download pdf

  • Dependent Term Life-Members' spouses (or domestic partners, where permissible) and dependent children can get term coverage.

  • Group Universal Life-This life insurance product includes a cash accumulation fund element of the coverage to which members can contribute. This plan can be continued into retirement.
    Download pdf

  • Level Premium Term Life-Members and their covered spouses benefit from term life insurance with the stability of level premiums for a 10- or 20-year period, as selected by the member.
    Download pdf

  • Accidental Death & Dismemberment-Members can get an additional layer of financial security and peace of mind with an Accidental Death & Dismemberment (AD&D) supplement to their life and disability coverages.
    Download pdf

  • Group Variable Universal Life- Members can contribute to a wide variety of tax-deferred investment options through an investment element of the coverage under this life insurance product.

Prudential's Long-Term Disability (LTD) coverage helps protect members and their families against income loss as a result of the member's inability to work resulting from a disabling injury or sickness. Some of our unique plan features that can be included are:

  • COLA-Monthly claim benefits may be increased by up to 3% each year, for up to 10 years, to keep pace with inflation.
  • Extended benefit period for catastrophic disabilities-Benefits will continue for five years beyond the maximum benefit period if the claimant is disabled and unable to perform two or more Activities of Daily Living (ADLs).
  • Survivor Benefit-The eligible survivor will receive a survivor benefit equal to six months times the gross disability benefit.
  • Catastrophic ADL Disability Monthly Benefit-The claimant receives an additional benefit equal to 50% of the base disability benefit if unable to perform two of six ADLs. Voluntary rehabilitation benefits, including a $1,000 worksite modification benefit.

Business Overhead Expense Disability Insurance
Business Overhead Expense Disability Insurance provides a monthly benefit for ongoing office overhead expenses, helping members in small professional practices to sustain their business during periods of total disability. The monthly benefit is tied to covered office expenses (such as rent, utilities, equipment leases, employee salaries, and insurance premiums) for which a professional is legally and financially liable.


 

 

* The Prudential Insurance Company of America, Newark, NJ 2009 Group Insurance Client Satisfaction Study.

This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Insurance Department.

North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.

Group Variable Universal Life is issued by The Prudential Insurance Company of America and distributed through Prudential Investment Management Services LLC ("PIMS"). The Prudential Insurance Company of America is located at 751 Broad St., Newark, NJ 07102 and PIMS is located at Three Gateway Center, 14th Floor, Newark, NJ 07102. Both are Prudential Financial companies. Contract Series 89759.

Of course, there is no guarantee of future results and member account values will fluctuate and may be worth more or less than their original value.

You should consider the contract and the underlying funds' investment objectives, risks, charges and expenses carefully before investing. Both the contract prospectus and the underlying fund prospectuses contain this and other important information. Call 1-800-562-9874 for a copy of the prospectuses. You should read them carefully before purchasing a contract.

Group Insurance coverages are issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions which may apply. Contract series: 83500.

This is a solicitation for long-term care insurance.

California COA #1179 NAIC Code #68241



 

0229076
0229076-00001-00

Resources