Variable universal life insurance can help meet the needs of those who want life insurance protection with the potential to build cash value.
We offer two types of variable universal life insurance policies, each with its own features and benefits. Both focus on offering a death benefit (the amount paid to your beneficiaries when you die) for your loved ones.
PruLife® Custom Premier II offers death benefit protection with the potential to accumulate long-term tax-deferred cash value using a variety of investment options. VUL ProtectorSM offers the opportunity to guarantee your death benefit, regardless of market conditions, with the potential to accumulate long-term tax-deferred cash value using a selection of asset-allocated portfolios.
Learn more about our Variable Universal Life Insurance policies, including a side-by-side comparison chart.
PruLife Custom Premier II (VUL-2008) and VUL Protector (VULNT-2009) are issued by Pruco Life Insurance Company except in New York, where, if available, they are issued by Pruco Life Insurance Company of New Jersey. Both Pruco Life companies are Prudential Financial companies and are located at 213 Washington Street, Newark, NJ 07102-2992. Each is solely responsible for its own financial condition and contractual obligations. Variable life policies are offered through Pruco Securities, LLC.
You should consider the VUL ProtectorSM and PruLife® Custom Premier II policies and the underlying funds' investment objectives, risks, charges, and expenses carefully before investing. Both the policy prospectus and the underlying funds' prospectuses contain this and other important information. You can view/download the prospectuses from this site. You should read them carefully before purchasing a contract.
It is possible to lose money by investing in securities.
All guarantees are subject to the financial strength and claims-paying ability of the issuer. These products may not be available in all states.
Insurance policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed financial professional can provide you with costs and complete details.