Universal Life Insurance Policy

Insurance / Life Insurance /

Please read the important disclosures at the bottom of the page. These products, and all of their features, benefits and riders, may not be available for sale in your state. Contact a licensed Financial Professional for more information about these and other products.

Universal Life
Universal life insurance can help meet the needs of people who desire long-term death benefit protection with a flexible premium structure.

PruLife^® Universal Protector is a permanent policy with affordable guaranteed protection. Features include:

Protection you can guarantee for your lifetime or any period you choose
Choices in how and when you make your premium payments and how much to pay
Two death benefit options for additional flexibility
Potential for non-guaranteed tax-deferred cash value accumulation

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PruLife^® Universal Plus can grow with your needs, offers death benefit protection and builds cash value at competitive interest rates. Choice of features:

Protection you can guarantee for up to 25 years based on premiums paid
The potential to accumulate non-guaranteed tax-deferred cash value at a competitive interest-crediting rate
Choices in how and when you make your premium payments and how much to pay
Three death benefit options for additional flexibility

Get a Quote

PruLife Universal Protector and PruLife Universal Plus are issued by Pruco Life Insurance Company in all states except New York, where they are issued by Pruco Life Insurance Company of New Jersey. Both are Prudential Financial companies located at 213 Washington Street, Newark, NJ 07102. Policy form numbers for PruLife Universal Protector and PruLife Universal Plus are ULNT-2005 and ULNLG-2010, respectively. All guarantees are backed by the claims-paying ability of the issuing company.

Pruco Life Insurance Company - NAIC 79727; Pruco Life Insurance Company of New Jersey - NAIC 97195

Pruco Life Insurance Company CA COA 3637

Our policies contain exclusions, limitations, reductions in benefits and terms for keeping them in force. A financial professional can provide you with costs and complete details.

The issuing company may have the right to contest the policy for misrepresentation or to apply a suicide clause within the first two years of the policy.

02125570212557-00002-00 Ed. 11/2011 Exp. 02/25/2013

Warning: Misuse of Prudential name in fraud schemes. Read more

Securities products and services are offered through: Pruco Securities, LLC, and Prudential Investment Management Services, LLC, both members SIPC and located in Newark, NJ, or Prudential Annuities Distributors, Inc., located in Shelton, CT. All are Prudential Financial companies. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Site for U.S. persons only.

Prudential Financial, its affiliates, and their financial professionals do not render tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstances.

Prudential Financial, Inc. of the United States is not affiliated with Prudential plc. which is headquartered in the United Kingdom.

Pruco Life Insurance Company, an Arizona company - California COA # 3637. The Prudential Insurance Company of America - California COA # 1179. Prudential Retirement Insurance and Annuity Company - California COA # 08003

Universal Life Insurance

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