Prudential Financial

Prudential IncomeFlex® TargetSM

In-Plan Solution Offers Guaranteed Lifetime Income
There is growing concern among plan sponsors about whether aging plan participants will have sufficient retirement income to maintain their standard of living.

Americans are living longer and could spend as much time retired as they did working. As a nation, we are not saving enough for retirement—even as we're spending more and risking more. And workplace retirement programs are being asked to do more than ever before. As a result, plan sponsors may want to add an option that provides participants with the opportunity to help protect and secure their retirement income.

Prudential IncomeFlex® TargetSM responds to the new retirement plan realities by helping plan participants:
  • Benefit from market upturns, both before and after they retire
  • Keep their Income Base secure from market downturns
  • Protect their lifetime income, while remaining in their DC plan
  • Retain flexibility and control over their money
  • Achieve an income benefit at institutional pricing
    
Prudential IncomeFlex®
> Prudential IncomeFlex Overview
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For more information about Prudential IncomeFlex, contact your Prudential Retirement representative or financial advisor.

Call to speak to a Prudential Retirement sales professional toll-free at 888-PRU-IFX8 (778-4398)
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Learn more about generating guaranteed retirement income.
> Retirement Income

These benefits are provided through Prudential IncomeFlex® TargetSM, which is consistently referred to herein as "IncomeFlex Target". To maintain the IncomeFlex Target benefit, you must invest in an IncomeFlex Target Fund. Like all variable investments, these funds may lose value. Withdrawals in excess of the Lifetime Annual Withdrawal Amount will reduce future guaranteed withdrawals proportionately.

Prudential IncomeFlex Target Funds are separate accounts available under group variable annuity contracts issued by Prudential Retirement Insurance and Annuity Company (PRIAC) (CA COA # 08003.), Hartford, CT. PRIAC does not provide any guarantee of the investment performance or return of contributions to those separate accounts. PRIAC's guarantee of certain withdrawals is supported by PRIAC's general account and is contingent on its claims paying ability. You should consider the objectives, risks, charges, and expenses of the funds and guarantee features. Before electing the spousal benefit (if available) on behalf of any beneficiary not recognized as your spouse under federal law, be aware that provisions of the plan or Internal Revenue Code might prevent, limit or otherwise affect the ability of the beneficiary to receive the spousal benefit.

For this and other information, please access the participant website or call 1-888-PRU-FLEX (778-3539) for a copy of the Prudential IncomeFlex Target Important Considerations prior to investing. Product availability and terms may vary by jurisdiction and product version. Subject to regulatory approvals. Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Contract form #GA-2020-TGWB-0805 or state variations thereof.

Prudential Retirement and Prudential Financial are registered service marks of The Prudential Insurance Company of America, Newark, NJ and its affiliates. Prudential Retirement is a Prudential Financial business.

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