Prudential Financial

Commissions Programs

Our commissions programs give each and every producer who does business with Prudential’s Group Insurance the chance to earn additional compensation. Each year, we review the previous year's program—so be sure to check back often to learn the details of our latest program.

Supplemental Commission Program for 2010
The Supplemental Commission Program for 2010 has several changes and enhancements from last year’s program. To stay current with the changes, learn more here.

Supplemental Commission Program for 2009
The Supplemental Commission Program for 2009 represents an opportunity for producers who work with Prudential's Group Insurance to earn more. This year’s program has been updated and enhanced from last year’s. Learn more here.

Producer Agreement Rule Change—Effective 7/1/07
In accordance with The Prudential Insurance Company of America's commitment to transparency, producer compensation disclosures are required to be made to Prudential clients and prospective clients at various times, including during the bid or proposal process, at or prior to the point of sale, and no less than annually thereafter to inforce clients.

Effective 7/1/2007, the following rules apply to all producers, including any producer with an existing Producer Agreement with Prudential's Group Insurance:
  • The producer shall deliver to Prudential clients and prospective clients a copy of: (a) a compensation notice prepared by Prudential that is included in our proposal, and (b) a compensation statement prepared by Prudential that is issued annually and with new policies.

    Please note: The Compensation Notice, which is to be included in the proposal, will require a signature for all Add Issue (New Product and Buyout) cases. For New Issue cases, signature on the RFGI form will suffice as acceptance of the agreement.

    The compensation notice is also included in Prudential's renewal correspondence. The client's premium remittance following the renewal date is considered their acceptance of this correspondence.

  • Prudential requires the producer to fully disclose to Prudential clients and prospective clients all commissions and fees payable to the producer by Prudential in connection with the sale of proposed group insurance coverage(s) and services. Prudential further requires written client consent to the payment of all such commissions and fees by Prudential to the producer. A copy of that consent (which is included in the RFGI form) must be provided to Prudential at the point of sale.


Prudential reserves the right, at its sole discretion, to amend, alter, or modify these rules at any time. Any such alteration or modification will be made in writing by the Company and posted on the Company's website at  www.prudential.com prior to thirty (30) days of the effective date of the change.

If you have questions regarding Prudential's comissions programs, contact GrpIns@prudential.com.

Group coverages are issued by The Prudential Insurance Company of America, a New Jersey Company, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions which may apply.  Contract Series: 83500, 96945 or 99444.

California COA# 1179 NAIC Code#68241

103571-0707
GL.2007.091 Ed. 08/2009