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Dependent Term Life Insurance
Dependent Term Life insurance can help protect you against the financial loss associated with the death of a spouse or dependent child. There are a lot of reasons to consider The Prudential Insurance Company of America's Dependent Term Life insurance.

Benefits to You

  • It's convenient. You get insurance for your spouse or children at work—no need to set up appointments and sort through quotes.

  • It's cost effective. Group rates are often less than the rates you can get on an individual policy.

  • No medical examinations or questionnaires. If you enroll your spouse or children within 31 days of becoming eligible, they won't need to provide medical evidence of insurability.

  • It may be converted. If your group Dependent Term Life coverage ends, you have the option to switch your coverage to a Prudential individual whole life insurance policy. (In New York, you may switch your coverage to an individual whole life policy or an individual term life policy.)1

  • It may be portable. Many Prudential group policies allow you to continue your coverage even after you leave your current employer. To port dependent coverage, employee coverage generally must be ported.

Limitations and Exclusions
Dependent Term Life is subject to certain limitations and exclusions. Please consult your Booklet-Certificate for details.


1Special rules may apply for Minnesota residents.
 
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103035-0407
IFS-A111762 Ed. 4/2008

Group coverages are issued by The Prudential Insurance Company of America, a New Jersey Company, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions which may apply.  Contract Series: 83500, 89759 or 96945.

California COA #1179 NAIC Code #68241

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