PruLife Custom Premier II (VUL-2008), PruLife Universal Protector (ULNLG-2010), PruLife SUL Protector (SULNLG-2011), PruTerm WorkLife 65 (PLTUB-2011), Term Essential (PLTIC-2008), Term Elite (PLTI-2008), VUL Protector (VULNT-2009), and PruLife Universal Plus (UL-2010) are issued by Pruco Life Insurance Company except in New York, where, if available, they are issued by Pruco Life Insurance Company of New Jersey. PruLife Return of Premium Term (PLTIR-2006) is issued by Pruco Life Insurance Company in all states except New Jersey and New York, where it is issued by Pruco Life Insurance Company of New Jersey.

Both Pruco Life companies are Prudential Financial companies and are located at 213 Washington Street, Newark, NJ 07102-2992. Each is solely responsible for its own financial condition and contractual obligations. Variable life policies are offered through Pruco Securities, LLC.

All guarantees are subject to the financial strength and claims-paying ability of the issuer. These products may not be available in all states.

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