As a leader on retirement issues, Prudential actively participates in public policy discussions in Washington, D.C., and the 50 states. Its External Affairs Division has developed positions on legislative issues affecting the Four Pillars of U.S. Retirement, which we define as Social Security, employment-based retirement plans, personal savings, and retirement choices, such as working during retirement. We developed these pages for use by elected officials and legislative staff who are considering important retirement policy issues.
For more information about Prudential's public policy positions on retirement issues, contact us at Retirement.Facts@prudential.com.
Guaranteed Lifetime Income Solutions
The Pension Protection Act of 2006 significantly strengthened the savings aspect of retirement planning by supporting the use of certain automatic DC plan features. However, more needs to be done to help individuals generate a guaranteed retirement income from their DC plan accumulations. This article suggests ways that Congress can help.
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The Four Pillars of U.S. Retirement
Prudential has developed the Four Pillars as a framework to discuss how Americans will prepare for, and live in, retirement.
Retirement Income: The Value of Guarantees
Compares two product approaches to creating retirement income within a 401(k) plan—guaranteed withdrawal benefit solutions offered by the new generation of annuities, and systematic withdrawal programs from target maturity date mutual funds. Supporting research and analysis by Ernst & Young.
Retirement Income: The Value of Guarantees
Compares two product approaches to creating retirement income within a 401(k) plan—guaranteed withdrawal benefit solutions offered by the new generation of annuities, and systematic withdrawal programs from target maturity date mutual funds. Supporting research and analysis by Ernst & Young.
The Fourth Pillar: Retirement Choices
An overview of lifestyle and financial choices that are taking on greater significance given the changing nature of retirement in America.
Corporate Defined Benefit Plans at a Crossroads
Discusses factors contributing to the increase in plan terminations and benefit freezes, as well as implications for investment management, corporate policy, and defined contribution and defined benefit plan design.
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