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National Retirement Risk Index

Planning for Retirement: The Impact of Market Recoveries on Retirement Preparedness

Originally published December 2013

The National Retirement Risk Index (NRRI) is published by the Center for Retirement Research (CRR) at Boston College, and measures the percentage of working-age households at risk of being unable to maintain their pre-retirement standard of living during retirement. This update to the NRRI, published in October 2012 and based on 2010 data, indicated that 53 percent of households are at risk. These results represented a spike of 9 percentage points over a three-year period, signaling an increasing retirement security problem in the U.S. A number of factors drove the increase, including a sharp decline in equity values, a decrease in housing wealth, a decline in interest rates, and an increase in Social Security’s Full Retirement Age.

In June of 2013, the CRR examined the impact of interest rate levels on the NRRI.1 In this research, the CRR takes a closer look at the impact of the rebound in the equity and housing markets.

Prudential is the exclusive sponsor of the National Retirement Risk Index.




1 See “Planning for Retirement: The Impact of Interest Rates on Retirement Income,” published by Prudential Financial in June 2013.




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