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Prudential Research & Perspectives Our original research and thought leadership provide vital insights into important issues for our clients, financial professionals, policymakers, and the general public.

Early Retirement and the Affordable Care Act

The Affordable Care Act (ACA) has created new health insurance options for Americans who retire from a full-time job but are not yet eligible for Medicare. Prior to passage of the ACA, many older Americans stayed in jobs they no longer wanted simply to maintain access to employer-sponsored health insurance. It was only when they reached the age of 65, and became eligible for the federal Medicare insurance program, that they could consider retiring in full or part. While many groups will benefit from the ACA, those who have left or will leave full-time jobs and are under the age of 65 are among those with the most to gain.

This paper (PDF) explains how older Americans not yet eligible for Medicare can take advantage of new health insurance options and enjoy greater career flexibility later in life.

Download Early Retirement and the Affordable Care Act (PDF) to find out more.



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