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Prudential Research & Perspectives Our original research and thought leadership provide vital insights into important issues for our clients, financial professionals, policymakers, and the general public.

National Retirement Risk Index

Planning for Retirement: A Generational Perspective

In this triennial update to the National Retirement Risk Index (NRRI), the percentage of working-age households at risk of being unable to maintain their standard of living in retirement has improved – from 52 percent to 50 percent – mostly attributable to the last three years of strong stock market growth and rising home prices.

When looking at the NRRI over the last thirty years however, the numbers show that achieving a secure retirement becomes more of a challenge with each generation. Furthermore, these challenges are likely to continue and perhaps be even more harmful to today’s youngest households.

Percentage of Retirees Able to Maintain their Pre-Retiree Standard of Living

For perspective on what’s causing the worsening of retirement readiness, as well as the steps that individuals and employers can take to achieve retirement security, download Planning for Retirement: A Generational Perspective.

Read the CRR Issue Brief, National Retirement Risk Index Shows Modest Improvement in 2016.

The National Retirement Risk Index (NRRI), published by the Center for Retirement Research (CRR) at Boston College, measures the percentage of working-age households at risk of being unable to maintain their pre-retirement standard of living during retirement.

Prudential is the exclusive sponsor of the National Retirement Risk Index.